Personalized finance for your business needs.

Apparent Financing generates free pre-qualified offers using your existing SAP Ariba data.

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Financial solutions for every need

  • Invoice Financing

    Get early payments on your
    existing invoices.

  • Line of Credit

    Flexible financing that you can use
    when you need it.

  • Vendor Line of Credit

    Lenders pay your vendors to hold
    onto your cash longer.

  • Term Loan

    Secure larger financing and repay in
    regular intervals.

  • Asset Based Loan

    Loan against all assets with
    interest-only repayments.

How It Works

We make financing quick, convenient, and cost-effective.

  • App 1

    Step 1. Apparent Financing creates your business credit profile using your SAP Ariba data.

  • App 3

    Step 2. You'll receive multiple financial solutions from lenders competing for your business.

    • Pic of Dennis White
    • For a small business like ours, it was refreshing that someone cared about our business and our needs to find funding. Apparent Financing truly cares about our relationship compared to other aggressive sales people trying to sell a financial product.

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    • Pic of Dennis White
    • We were faced with multiple customer projects that required completion around the same time. To grow the business profitably, we needed to purchase product and services above our capacity to meet the demand.

      In Apparent Financing by SAP, we found a trusted advisor who helped us secure the much-needed financial resources. Timing was perfect!

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      Winslow Garnier

Focus on growing your business and serving your customers.

Let's get started!