• New Distribution Channel for Lenders

    Be where your customers are. We help you achieve scale by connecting you to businesses that meet your lending criteria.

    Contact Us
  • Streamline your customer on-boarding approach

  • trending_up


    Reduce your cost-to-serve with scalable access to businesses within SAP ecosystem.

  • verified_user


    Data-driven insights based on real-world business transactions that you can trust.

  • compare_arrows


    Our connected marketplace approach creates an equal Win-Win opportunity for all.

SAP has distribution capabilities and expertise to build a robust customer-centric platform.

Chief Credit and Analytics Officer
Fintech SMB Lender

How does Apparent work for lenders?

  • Step 1

    Connect to the Marketplace

    Promote your financial offers on the marketplace.

  • Step 2

    Receive Financing Applications

    Streamlined origination process with standardized and pre-screened financing applications.

  • Step 3

    Perform underwriting and approve finance

    Additional data-driven insights to improve credit appraisal.